Senior Living Options

Senior Living Options

Understanding your Senior Living Options

When you hear ‘senior living’ many thoughts come to mind. We at Campbell Group are here to make sure that any fear and anxiety is washed away. We want you to find a home and community that fits exactly what you are looking for, while enjoying the adventure every step of the way!

The senior real estate market encompasses a plethora of styles for senior living. Today, many communities have been built to make the transition into senior living flawless. There are choices from owned single family homes to full time assisted living.

Condominiums, Townhomes, and Apartments

If you are looking to downsize, but not ready for the full transition into an exclusively senior living environment there are still many great options out there for you! Condos, townhomes, and apartments are a perfect stepping stone for people looking to downsize. These properties are great for those who may not be up to taking care of a large home and yard anymore, but still want something to call their own. Most complexes provide maintenance for their residents as well as lawn care and trash removal. This takes away much of the stress that comes with owning a home as you get older. These types of communities do not offer any type of senior assistance or medical care, so this should be considered by those who are still physically and mentally fit.

Planned Adult Communities

Planned Adult Communities are much like the common planned neighborhoods and gated communities that we all know and love today. They can range from townhomes or apartments and condos to single-family home communities. The residents have the opportunity own their property, while abiding by the rules and regulations set out by the board for the community. The association who sets these ‘laws’ is usually made of a board of homeowners (many of us know this as the “homeowners’ association”) who govern and decide on the policies and codes by which the residents must live and abide by.

The planned adult communities usually have an age requirement to be able to live there and are built around recreational outdoor amenities, such as lakes, parks and golf courses. These communities do not offer any medical assistance, so this is still for those who are mentally and physically fit. Planned adult communities give you the opportunity to be immersed in an environment of individuals who are in the same stage of life as you.


Independent Retirement Communities

Independent retirement communities are exactly what they sound like – a community that allows its residents to live independently in retirement. They are not licensed and do not off medical care. Most will have an age requirement to be able to live within the community and residents pay month to month.

The independent retirement communities offer a variety of amenities to make living easier for all residents. These can range from fully equipped kitchens and some community meals to housekeepers, 24-hour staff, laundry facilities, and basic paid utilities.  Once a resident needs full time medical care they become ineligible to live within the community.

Continuing Care Community

Continuing care communities offer a home for those who need a more customized care plan, but it is not offered on premise. There usually is an initial fee to live within the community, and then each resident can choose additional care at a cost based on their personal needs. These “a la carte” care options allow you to build your perfect program and live comfortably within the community for as long as you please.

Lifecare Communities

When you choose to live in a lifecare community, you will pay a one-time annual fee that covers all your medical needs. This can be comforting to some knowing that they will not acquire any additional medical costs throughout the year. These communities still require that you are physically well and able to live independently, but it takes your care to the next step usually being referred to as the “extensive care plan.”

Assisted Living

Assisted living communities are communities available to those who can no longer live independently, but are not at the point of needing full time nurses or doctors to monitor them.  There is a fee to live in these types of communities which varies from place to place.

Residents still live on their own in a small apartment on premise with meals provided to them 3 times a day in a common area.  They also can come and go as they please.

The staff is available to monitor bathing, medication administration, and grooming needs if appropriate. The community also has social events and activities for the residents to participate in, which keeps them active and involved with those around them.

Nursing Homes

Nursing homes are what many of us think of when the word senior living comes to mind. However, this stigma is wrong. These communities are available to all ages of people who need constant care. This can mean that someone is there temporarily for recovery from a surgery/ illness or they can reside there permanently if they need more long-term, ongoing care and are no longer able to live and function on their own. Each persons’ needs are specifically catered to their condition and situation.

These communities provide residents with around the clock care and monitoring. This encompasses both assistance with all daily needs like bathing and dressing along with help in physical and occupational therapy. 

Subsidized and Low Income Housing

There are a variety of senior complexes throughout the greater Seattle area which offer subsidized rent.  Most of them are multi-level apartments, and while they may not include the lavish decor of the Lifecare and Continuing Care communities, they are typically well-maintained and affordable.  Some are subsidized through HUD, while others are operated by non-profit organizations and property management companies.  There are often waiting lists to get in, and once you are called with an available opening, you must be ready to make an immediate decision. If you do not accept in a timely manner, your name then gets moved to the bottom of the list.

Advice when touring long-term care facilities:

  • Visit the facility on different days and various times, including mealtimes, taking careful note of nursing staff levels.
  • Talk to members of the nursing staff about how long they have worked there.
  • Ask nursing community administrators about staff-to-resident levels.
  • Obtain a copy of the most recent state survey of the facility to learn if there have been any deficiencies sited.
  • Ask if the facility has a plan of care for each individual resident and if it is revised on a continual basis based on resident needs.


For more information please contact the McCampbell Team at 206-949-9147 or email us at:

Contact Information

Photo of Donna McCampbell Real Estate
Donna McCampbell
RE/MAX Northwest Realtors
300 NE 97th St
Seattle WA 98115
(206)949-9147 - Direct
(206)522-5500 - Office